IN PROGRESSThis website is being expanded, with more detail to follow. We're currently not accepting any requests.
PAYMENTS · CRYPTO · COMPLIANCE

Platforms and products for fiat and crypto payments

TechHub 3.0 offers four platforms (KYC, payments, crypto and core backend) and a range of products including crypto conversion, payouts, AML monitoring and bank connectivity. Each is delivered on TechHub 3.0 technology or through partner agreements already in place.

View platforms
crypto ⇄ fiat conversion · example
// Incoming SEPA credit with a unique reference
{
  "rail": "SEPA",
  "amount": "25000.00",
  "currency": "EUR",
  "reference": "TH3-8Q4K-27",
  "convert_to": { "asset": "USDC" },
  "status": "converted"
}
No integration required● settled to wallet
Platforms KYCPaymentsCryptoCore backend Products Crypto ⇄ fiatAffilipayTransaction monitoringCrypto POSOrchestrationOpen bankingBank connectivity
PLATFORMS

Four platforms

Each platform is a separate system, licensed and integrated on its own.

Platform

KYC platform

Customer and business onboarding with identity verification.

For any regulated business onboarding clients
Platform

Payments platform

Accounts and payment processing for payment and e-money businesses.

For payment and e-money institutions
Platform

Crypto platform

Wallets and crypto transaction processing for businesses offering crypto services.

For exchanges and crypto service providers
Platform

Core backend

Backend infrastructure with ledger and account management for financial services operations.

For firms building their own financial products
PRODUCTS

Products

Standalone products that can be used on their own or alongside a platform.

Conversion

Automatic crypto ⇄ fiat

Pay by SEPA or SWIFT with a unique reference and funds convert to crypto automatically. Crypto received converts and pays out to a nominated bank account. Supports BTC, ETH, USDT, USDC and other major assets.

For businesses paying or getting paid in crypto
Payouts

Affiliate & mass payouts

Affilipay turns the commission report your system already exports into settled payments to affiliates and content creators: rows mapped automatically, each payee matched to their own verified details, the batch approved once. Crypto payouts alongside SEPA, SWIFT and Faster Payments.

How Affilipay works →
Compliance

Transaction monitoring

AML engine that screens and monitors fiat and crypto transactions and raises alerts for review.

For regulated payment and crypto firms
Merchant

Crypto POS

Crypto acceptance at the point of sale, with fiat settlement if required.

For retailers and merchants
Routing

Payment orchestration

Routes payments across providers and rails, with fallback when a provider is unavailable.

For businesses using several PSPs
Open banking

Open banking integrations

Account information and payment initiation through Yapily and Pelican.

For pay-by-bank and account data use cases
Banking

Bank & central bank connectivity

Integrations to multiple banking providers, including a central bank.

For firms needing direct banking rails

More platforms and products will be added as the website is expanded.

PRODUCT IN FOCUS · AFFILIPAY

Stop hand-keying affiliate payouts

A few hundred affiliates or content creators means a few hundred payments a month, keyed into a bank portal by hand. One mistyped IBAN sends real money to the wrong account.

Affilipay turns the commission report your system already exports into settled payments. It learns your file's format once, then maps every row automatically, matching each affiliate to their own verified bank details and validating IBANs before a cent moves.

Review only the exceptions. Approve the batch with a single OTP. Track every payment through to settlement, whether it leaves as a bank transfer or as crypto.

Who paysWho gets paid
iGaming & sports betting operators→Affiliates and traffic partners
Sweepstakes and social casino operators→Affiliates and community promoters
Adult platforms and studios→Content creators, models and their agencies
Prediction markets and betting exchanges→Affiliates, referrers and market makers
Affiliate networks and media buying agencies→Publishers and sub-affiliates
Forex and CFD brokers→Introducing brokers and referral partners
Crypto exchanges and wallets→Referral and campaign partners
Creator, streaming and UGC platforms→Creators paid on revenue share or royalties
App and game publishers→User acquisition and influencer partners
Dating and social apps→Traffic partners and promoters
Nutra and e-commerce brands→Media buyers and affiliate publishers
Marketplaces and gig platforms→Sellers, merchants and freelancers
  1. 1

    Upload the report you already have

    Drop in whatever commission report your system exports. No template to fill in, no prescribed format.

  2. 2

    The format is learned once

    Map the columns the first time a report layout appears. Every future upload of that report is mapped automatically.

  3. 3

    Affiliates are resolved, not trusted to the file

    Each row is matched to an affiliate on your roster, including the alternate names they appear under.

  4. 4

    Bank details are validated before money moves

    IBANs and BICs are checked against an external banking-data service, with bank name and address filled in from the validated record.

  5. 5

    Only exceptions reach a human

    Unknown affiliate, missing amount, failed IBAN check: those rows wait in a review queue with the reason attached. Everything else is ready to send.

  6. 6

    One approval sends the batch

    Confirm with a one-time passcode and the batch goes to the banking provider as a single authorised instruction, then tracks itself through to settlement.

Crypto

Paying affiliates and creators in crypto

Affiliates and content creators are spread across more countries than any single bank rail covers, and in gaming, gambling and adult the bank route is often slow, expensive or closed altogether. Many payees would rather be paid in crypto than wait on a cross-border wire. Affilipay treats crypto as a payout rail like any other: the same commission file, the same affiliate roster, the same single approval, with payouts sent through an intermediary provider. Ethereum, Polygon and other major networks are supported.

Rails

And the bank rails

SEPA for the EEA, SWIFT for international wires and Faster Payments for the UK. Multi-currency throughout, with FX conversion and a configurable margin per transaction. Routing runs through configurable banking providers rather than a single fixed integration.

DELIVERY

How platforms and products are provided

OWN TECHNOLOGY

Built and run by TechHub 3.0

We develop and operate the technology ourselves.

PARTNER AGREEMENTS

Provided through partners

Delivered by established providers under agreements TechHub 3.0 already has in place.

Either way, clients contract with TechHub 3.0 and have one point of contact for integration and support, whichever platforms or products they use.

We're currently not accepting any requests

Tech Hub 3.0 is not taking on new enquiries at the moment. This page will be updated when that changes.

Tech Hub 3.0 Ltd · 20a Carlisle Road, 3rd Floor, Londonderry, BT48 6JN

● Not accepting requests